▒ 현대해상 유학생보험 ▒
안녕하세요! 유학생 보험 문의드리려고 합니다. 8월30일에 California Institute of the Arts로 출국하는데 보험 Waive 조건이 맞는지 먼저 문의드리려고 합니다. 학교에서 제시한 조건 전문을 첨부드리겠습니다. International Students must be enrolled in a health plan that meets the following minimum requirements: Only U.S. Employer plans or U.S. government sponsored, or foreign government sponsored plans will be considered for a waiver 1. Medical coverage must have an unlimited maximum benefit per policy year per covered person. 2. Contains no exclusions (or waiting periods) for pre-existing conditions. 3. And provide the following coverage benefits: ○ Ambulatory (i.e. Outpatient) patient services ○ Emergency Services ○ Hospitalization ○ Maternity and newborn care ○ Mental health and substance use disorder services ○ Prescriptions drugs ○ Rehabilitative and habilitative services and devices ○ Laboratory services ○ Chronic disease management 4. Imposes a deductible of no more than $500 per year (except for U.S. Employer plans). 5. Repatriation expenses in the amount of no less than $25,000. 6. Expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits. NOTE: The following plan(s) will NOT be acceptable for waiver approval: • Short-term coverage plans are not accepted. • Financial Assistance plans are not accepted. Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted. 조건에 맞다면 어떻게 가입 진행가능한지도 여쭤보고 싶습니다. 감사합니다!